FIRST HOME BUYER LOAN THERE ARE 7 STEPS IN BUYING A HOUSE HELPING YOU TO TURN YOUR FIRST HOME DREAM INTO REALITY. • Save up a deposit • Work out your borrowing capacity • Work out how much will your property be based on your budgeting • Apply for a Pre Approval. • Find the property to buy and get contract of sale • Seeking Unconditional Approval • Settle on your new home DID YOU KNOW ? You may be eligible for a first home buyer grant or other incentives such as stamp duty and land tax reduction. With the help of a guarantor, a loan can be secured without a deposit.

INVESTMENT HOME LOAN Buying an investment property can be a life altering venture with many highs and lows along the way. When purchasing an investment property, you need to think tactically about where you will buy and the type of person who generally resides in this area. Doing your research and having a clear understanding of the market and the areas where property is most likely to increase in value is essential. When considering your budget and return on investment, it’s not just about your rental returns, you need to factor in ongoing costs also. We have expansive lender network includes more than 25 of Australia’s leading lenders to make sure you’re getting the most suitable loan and help you navigate your investment journey at ease.

INVESTMENT HOME LOAN THE USUAL STAGES OF CONSTRUCTION Preparation Stage– Prepare plans, permits and pay connection fees, insurance Base Stage – includes concrete slab, footings, pad etc. Framing – wall framed, roof framed. Lock-up Stage – install windows and doors, roofing, exterior and insulation Fixing Stage– Finish Internal fit out: kitchen cupboards, appliances, bathroom and toilet are all in. Plumbing and electrics are done. Painted all internal wall, tiled wet area. Completion Stage – fences up. Construction finished. The builders receive their final payment DID YOU KNOW ? Construction loans let you draw down your loan in chunks or installments. Most banks offer this facility and may refer to these installments as ‘progressive draw downs’ - individual payments, drawn at various stages of the project

Proven methodology.

As a mortgage broker, we act for you; a lender sells you products. Our clients come in all shapes and sizes, so we know from experience that one size doesn’t fit all. With more than 10 years experiencing in home loans, residential investment property finance, refinancing and debt consolidation, we can assist to source the right loan for you needs.

Years of

Experience

With 10 years experiencing in home loans, residential investment property finance, refinancing and debt consolidation . We will guide you though each step of the loan process.

Partner with

Leading Lender

We have panel of different lenders to choose from. We will made home loans simple, fast and fair. We research, compare and negotiate to find the best loan to suit your needs.

Fast Approval

Time Frame

Pre Loan approvals in as little as 2 hours with our dedicated team.

Who we are

EBD Finance is mortgage advisory firm located in Melbourne, servicing clients Australia wide. We offer a comprehensive range of mortgage and investment loan advisory services tailored to meet your needs. .